Let Me Help You Get Your Life Back on Track
Nobody wants to file for bankruptcy. This is largely because of the rampant misinformation and negative stereotypes that surround this form of debt relief when in fact it can be an excellent way to secure a fresh start. For over 40 years, I have worked tirelessly to dispel harmful myths and give my clients the truth. My bankruptcy services in San Diego can guide you through the entirety of the bankruptcy process to ensure everything is done correctly and on time. I am invested in your success and will work to deliver the most efficient and effective results possible.
Bankruptcy is a legal process in which an individual, married couple, or business obtains court-ordered relief from some or all of their debts. This process allows both the creditor(s) and debtor(s) involved to come to a mutual, court-ordered agreement that will allow debts to be forgiven or paid in a manner that works for everyone.
I can help you file for:
- Chapter 7 Bankruptcy. As the fastest and simplest form of bankruptcy, Chapter 7 typically allows filers to obtain a debt discharge within as few as six months. If you can protect all your property from liquidation (which is the case for most people who file Chapter 7), you can receive this discharge without losing anything you own.
- Chapter 13 Bankruptcy. Individuals typically file Chapter 13 if they have a steady income and more assets than they could protect from the Chapter 7 liquidation process. Under Chapter 13, you will make monthly payments to the trustee for three to five years, and then the court will discharge any remaining debts.
Each chapter has its own set of advantages, disadvantages, and requirements, which is why I will take as much time as necessary to help you assess your options and determine which approach is right for you.
Almost everyone experiences financial difficulties at some point in their lives. You are not alone—and you don’t have to feel as if you are giving up by filing for bankruptcy. In fact, it’s only proof that you are trying to take charge of and remedy your financial situation.
My practice’s mission is to show clients that bankruptcy is a solution to financial struggle, and I can help you take full advantage of it. I also provide foreclosure avoidance and debt collection defense services, using options like loan modifications to improve your financial circumstances and help you keep your home and other property. In short, I am here to guide you through your debt relief process from beginning to end, treating you with the respect and dignity you deserve.
Since 1979, I have helped thousands of clients overcome all kinds of financial crises. When you hire me to handle your case, you can expect to receive highly effective counsel and representation that is tailored to your personal needs and goals. I understand that you are likely experiencing a great deal of stress, and my bankruptcy services in San Diego aim to take that weight off your shoulders. I am always ready to answer your questions, provide sound legal counsel and representation, and address your concerns about the future.
Not only was it painless, but I also got to keep my business and I have my car.Matthew P.